> For the complete documentation index, see [llms.txt](https://docs.untitledbank.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.untitledbank.co/use-cases/standard-lending-and-borrowing.md).

# Standard Lending and Borrowing

* **For Passive Investors**: Users can deposit assets into general vaults to earn stable, passive income through interest accrual.
* **For Borrowers**: Access to a wide range of assets enables users to borrow funds for various purposes, including liquidity needs, investment diversification, and strategic asset acquisition.