Untitled Bank
  • 👀Overview
    • Problem Statement
    • Solution: Aggregated Lending
  • CORE CONCEPT
    • Banks
      • ✔️Layered Bank Structure
      • ✔️Broad Asset Support
      • ✔️ICrosschainERC20 Vault (TBD)
    • Markets
      • ✔️Layered Market Structure
      • ✔️Modular Architecture
      • ✔️Permissionless and Flexible
      • ✔️Advanced Risk Management
      • ✔️Multiply (Leverage) Feature
      • ✔️Bundler
  • How To
    • ✔️Earn
    • ✔️Borrow
    • ✔️Leverage / Repay with Collateral
  • USE CASES
    • ✔️Standard Lending and Borrowing
    • ✔️Customized Vault Strategies
    • ✔️Transform Treasury into a Profitable Vault
    • ✔️Yield Optimization
    • ✔️Impermanent Loss Hedge
  • Developer Docs
    • ✔️How to create a market
    • ✔️How to create a bank
    • ✔️Interest Rate Model
    • ✔️Oracle
  • RESOURCES
    • ✔️Audit Report
  • ✔️Brand Asset
  • Risk Documentation
    • ✔️Risks for Lending Users
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  1. CORE CONCEPT

Banks

PreviousSolution: Aggregated LendingNextLayered Bank Structure

Last updated 6 months ago

At Untitled Bank, anyone can create a Bank in the form of an . Each Bank functions as an independent lending vault, holding a single loan asset and serving specific lending markets within the platform.

Banks are created and managed by Bank Operators—which can include individuals, financial institutions, DAOs, or project treasuries. Untitled Bank’s permissionless design allows anyone to become a Bank Operator, fostering diverse participation.

The Layered Bank Structure ensures that all users, regardless of their DeFi expertise, can participate seamlessly. Untitled Bank combines the advantages of monolithic lending platforms like and with modular systems like and , introducing a new era of customizable lending.

Users can:

  • Earn passive income by depositing their assets to the Bank

  • Select Core Bank to delegate risk management to the DAO for a simplified experience.

  • Select Custom Banks based on personalized risk appetites and strategies.


Glossary

  • Bank: A vault containing an ERC-20 (or ) asset, representing a lending market on the platform.

  • Bank Operator: The creator and owner of the Bank (vault) with full control over its management.

ERC-4626 vault
AAVE
Compound
Morpho
Euler
ICrosschainERC20