✔️Layered Market Structure

Untitled Bank's Layered Market Structure revolutionizes modular lending by solving the critical challenge of liquidity fragmentation. In traditional modular lending protocols, the coexistence of multiple markets with identical collateral-loan pairs leads to scattered liquidity and market inefficiencies. Our innovative approach combines the flexibility of modular lending with the efficiency of monolithic systems through our Core Market feature.

Core Market Solution

Our Core Market feature aggregates markets with identical collateral-loan asset pairs, creating a unified lending experience:

Collateralizing and Borrowing experience for different user types

• Smart Market Whitelisting: Through DAO governance, markets are carefully vetted and whitelisted to join the Core Market ecosystem.

• Optimal Order Distribution: The platform intelligently routes borrow orders across whitelisted markets, maximizing efficiency and stabilizing rates.

• Unified Liquidity: Users access a single, aggregated liquidity pool for each asset pair, simplifying the lending experience while maintaining the benefits of modular design.

Key Advantages

The Layered Market Structure delivers significant benefits to all participants:

• Seamless User Experience: Access to aggregated liquidity through a single interface eliminates the complexity of comparing multiple markets.

• Maximum Capital Efficiency: Unified liquidity pools ensure optimal utilization rates and stable interest rates across the platform.

• Community-Driven Growth: DAO governance of market whitelisting promotes quality control and active community participation in platform development.

Through this innovative architecture, Untitled Bank creates a lending platform that combines the customization of modular design with the efficiency of unified liquidity pools, setting a new standard for DeFi lending.